Humberto Hernandez Jr. is the founder of American Profit Consulting, a business consulting firm that focuses on helping business owners lower their overhead, increase cashflow, drive deeper profits, and position themselves for approval when seeking bank loans. Before launching American Profit Consulting, Humberto grew and built his expertise in business cashflow and lending as a commercial banker. During Humberto’s 10 years in business banking he has assisted business owners with over $125,000,000.00 in commercial bank loans. Those loan types include:
• Commercial Real Estate Purchases and Refinances • Equipment Loans and Leases
• Lines of Credit
• SBA 7a, SBA 504, and SBA Express Loans
• Partner Buyouts
• Acquisition Loans • Bridge Loans
Every year 70% or more of commercial bank loans are declined. Humberto firmly believes that is due to business owners typically being uneducated and under-assisted when attempting to inquire about a small business loan. Humberto uses his unique insider knowledge to assist business owners in navigating the entire loan process with banks and lenders in order to achieve their most desired results.